THOMAS J CORRIDAN 530 885 6104 11356 Foxtail Court tom@corridan.net Auburn, CA 95602 OBJECTIVE ---------------------------------------------------------------------------------------------------- CURRICULUM VITAE EXPERIENCE ---------------------------------------------------------------------------------------------------- 1997 - Present Corridan & Associates Auburn, California Self-employed doing business as Corridan & Associates providing Insurance Claims Consultation, Claims Analysis and Expert Witness services to Insurers and Insureds; California Licensed Independent Adjuster and Manager Responsibilities - Performs quality control audits for insurers and Independent Adjusting companies. Serves as consultant for Claims organizational formats, salary structures, and staffing requirements. - Provides consulting services to vendors of insurance claims related products, and assists in the preparation of marketing plans and presentations to the Insurance Industry. - Organizes, participates and critiques Claims training programs, and continuing legal professional seminars dealing with Insurance claims issues. - Has qualified as an Expert Witness in both Federal and State Courts on Insurance Claims Practices and Procedures; Insurance Agents and Brokers Responsibilities; Breach of the Covenant of Good Faith; Fair Claims Practice Standards; Employment Standards and Management of Claims Personnel. - Has appeared as a witness at Arbitrations and Mediations, has been a panelist at Educational Seminars on topics of Uninsured Motorist claims handling, Avoiding Bad Faith, The duty to defend, Insurance Company Operations; The Appraisal Process. - Offers Trial Support, and Discovery Assistance for Insurance Litigation matters. - Presently a member of the American Bar Association with specialty in the Torts- Insurance Practices section; Membership in the Defense Research Institute. 1960-1997 Insurance Claims Experience Auburn, California Self-employed Responsibilities - 1992-1997 Executive Director of Litigation - USAA Western Region - Responsible for 1st and 3rd party coverage interpretations; settlement evaluations of major damage cases; litigation management; insurance fraud claims decisions; duty to defend, investigate and indemnify; compliance with Unfair Claims Practice; E & O claims against attorneys, agents and adjusters; selection and performance reviews of panel counsel. Managed a section of Litigation Supervisors and Claim Attorneys. - Arbitrator-Appraiser Special Arbitrator - Arbitration Forums Inc. regarding insurance coverage and insurance contract disputes; experience with proceedings under appraisal clause of property insurance policies. Consultant to California Department of Insurance on Litigation Management Procedures. - 1991- 1992 - Associate Claim Counsel - USAA Litigation Management of extra contractual lawsuits; counseled regional offices regarding cases with damage exposure in excess of their authority; participation on claims policy matters; extensive work on earth movement coverage issues in Texas and California environmental claims issues reviewed for coverage; arson and fraud case management; claims quality, conducted lawsuit management and attorney fee bill audits. - 1985 - 1990 - Insurance Divisional Claims Superintendent - State Farm Fire & Casualty Co. Responsible for all claims personnel, all claims activity from personal and commercial lines of insurance for the resolution of clams against State Farm Fire & Casualty Company in Louisiana. Heavy commercial lines claim work from contractors liability, general liabilitypolicies as well as personal and commercial umbrella policies and 1st and 3rd party “bad faith” case management. Responsible foselection and performance reviews of panel counsel and other vendors and service providers. Managed catastrophe claims operations for major disasters in the State of Louisiana. - 1980 - 1985 - Insurance Claims Superintendent - State Farm Fire & Casualty Co. (Northern California Region) Responsible for claims personnel, claims activity and resolution of all fire and casualty claims with emphasis on general liability, 1st party homeowner claims, concurrent cause issues and earth movement coverage issues. Severe injury cases with high dollar value handled under personal and commercial umbrella policies. - 1978 - 1980 - Associate Claim Counsel - State Farm Fire & Casualty Co. (Bloomington, IL) Responsible for legal research, coverage opinions and review of agents E & O claims with professional liability carrier, review agents commitments for coverage and estoppel issues. - 1970 - 1978 - Claims Superintendent - State Farm Fire & Casualty Co. (Northern California Region) Heavy commercial 1st and 3rd party insurance claims management. Responsible for Northern California area. - 1968 - 1970 - Claims Superintendent - State Farm Auto (Santa Clara, California Office) Responsible for resolution of auto related claims, including uninsured motorist and 3rd party material damage. - 1963 - 1968 - Litigation Specialist/BI Adjuster - State Farm Insurance (San Francisco, CA) - 1960 - 1963 - Multi-Line Adjuster - Liberty Mutual Insurance (San Francisco, CA) SKILLS, TECHNOLOGIES & PROJECTS ---------------------------------------------------------------------------------------------------- - Avoiding Conflicts of Interest in the Defense of Insurance Clients. Association of Defense Counsel - 1984 - The Duty to Defend - Northern California Association of Defense Counsel - 1996 - Insurance Company Operations - Northern California Association of Defense Counsel - 1996 - Pre-Suit Arbitration and Alternative Dispute Resolution; American Arbitration Assn. 1996 - The Covenant of Good Faith and Fair Dealing in the Adjustment of Property and Casualty Claims. Benchmark Educational Programs, 1999 - Mediations and Arbitration - American Arbitration Association, Sacramento - 1996 - The Appraisal Process under 1st Party Property Claims – Orange County California Bar Association; 1996 - The Covenant of Good Faith in the Management Uninsured Motorist Claims. Business Forums Inc. 2000 - Insurance Company Operations - Northern California Association of Defense Counsel- 2001 - Northern California Claims Association Annual Bad Faith Seminar 2002 - The Insurance Claims Process – Northern California Association of Defense Counsel Seminar for new Practitioners of Insurance Litigation. – 2003 - Insurance Industry use of Computer Systems in the evaluation of Bodily Injury Claims – California Association of Consumer Attorneys – 2000 EDUCATION & INTERESTS ---------------------------------------------------------------------------------------------------- - B.S. Degree, University of San Francisco - 1960 - J.D. Degree, John F. Kennedy University - 1970 - Associate in Claims, Insurance Institute of America - 1986 - Associate in Management, Insurance Institute of America – 1989 - Vale Institute, Construction and Estimating- 1971 - Workers’ Compensation Claims Administration, Industrial Claims Association of San Francisco. Certificate of Course Completion. - Continuing Legal Education Courses: Rutter Group, California Continuing Education of the Bar Seminars, Defense Research Institute, Northern and Southern California Associations of Defense Counsel Seminars References available upon request.